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Scrabble tiles spelling "HEALTH INSURANCE" on an open planner, with blue pills, eyeglasses, and a laptop.

Health Insurance

Medical Premiums Are Rising, And the Truth Is, the System Is Too Expensive

Premiums are rising because healthcare in Malaysia, particularly private healthcare, has become extremely expensive. And while insurance reflects that cost, it does not create it alone. This is a systemic problem.

Ajjmal ShukriFebruary 9, 2026

February 9, 2026

A crowded hospital waiting room with masked people, including some in wheelchairs.

Over 340,000 Medical Policies Cancelled: What Affected Policyholders Should Know

Between January 2024 and June 2025, over 340,000 medical and health insurance/takaful (MHIT) policies were cancelled in Malaysia. Driven by premium hikes,many policyholders found themselves at a financial breaking point.If you are currently facing policy lapsation or are struggling to keep up with rising premiums, you are not alone.

ShankariJanuary 31, 2026

January 31, 2026

Nipah virus infographic detailing its spread from fruit bats to pigs and humans (via contaminated fruit/palm sap), human-to-human transmission, 40-75% fatality rate, and symptoms including fever, encephalitis, and respiratory problems.

Is Nipah Virus Covered by your Insurance?

The short answer is yes. In most standard medical insurance policies, hospitalisation due to viral infections, including rare ones like Nipah is covered under "Inpatient Treatment" or "Hospitalisation and Surgical" benefits.

Ajjmal ShukriJanuary 31, 2026

January 31, 2026

A document titled "Government's Proposed Voluntary Base MHIT Plan," featuring introductory text and a table comparing "Standard Plan" and "Standard-Plus Plan" for health insurance features, premiums, and benefits.

5 Things You Should Know About The New Base MHIT Medical Plan

Choosing the right medical insurance is one of the most important financial decisions you will make. With the upcoming rollout of the Base Medical and Health Insurance/Takaful (MHIT) Plan, there’s a new option now that we can consider.

ShankariJanuary 31, 2026

January 31, 2026

health insurance

Health Insurance

Before You Sign: 5 Things Most Malaysians Wish They Understood About Insurance

Most of the confusion around insurance doesn’t happen at the point of purchase. It shows up years later, during a claim, when expectations don’t quite match what the policy actually allows. That’s why understanding the basics before you sign matters so much. A little literacy early on can make the difference between clarity and frustration later.

Ajjmal ShukriJanuary 8, 2026

January 8, 2026

Health Insurance
Medical Premiums Are Rising, And the Truth Is, the System Is Too Expensive
Ajjmal Shukri
•
February 9, 2026
Current Trends
Over 340,000 Medical Policies Cancelled: What Affected Policyholders Should Know
Shankari
•
January 31, 2026
Current Trends
Is Nipah Virus Covered by your Insurance?
Ajjmal Shukri
•
January 31, 2026
Current Trends
5 Things You Should Know About The New Base MHIT Medical Plan
Shankari
•
January 31, 2026
Health Insurance
Before You Sign: 5 Things Most Malaysians Wish They Understood About Insurance
Ajjmal Shukri
•
January 8, 2026

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