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How many medical card should one have?

Health Insurance

How many medical card should one have?

With rising medical costs and inflation, one might wonder if having one medical card is enough. Medical cards are used to help cover healthcare and medical expenses such as hospitalization and surgical costs, medications, doctor consultations, care providers, and sometimes dental expenses.

ShankariNovember 10, 2025

November 10, 2025

Discover who needs life insurance and why it’s crucial for parents, dependents, business owners, and even youths. Learn how life insurance supports responsibilities like childcare, education, debt repayment, and business continuity, ensuring financial security for loved ones and stakeholders.

Primary Category

Who needs life insurance?

Life insurance provides financial protection for dependents if something happens to the policyholder. Essential for parents, individuals with dependents, business owners, and even some youths, it ensures that responsibilities like childcare, education, debt repayment, and business continuity are met. Learn who needs life insurance and why it matters.

ShankariJanuary 18, 2025

January 18, 2025

Learn the essential factors about health insurance upgrades, including waiting periods, premium changes, grace periods, and tailoring coverage to your needs. This guide highlights five crucial aspects to consider for better financial and healthcare planning when upgrading your policy.

Health Insurance

5 key things to know about health insurance policy upgrades

Upgrading your health insurance policy offers enhanced benefits but comes with conditional rules you need to understand. From waiting periods and premium adjustments to grace periods and the importance of tailored coverage, this guide outlines five key considerations to help you make informed decisions about your insurance upgrade.

ShankariJanuary 18, 2025

January 18, 2025

Understanding deductibles is key to managing your insurance policy effectively. A deductible is the portion of a claim you pay before your insurer covers the rest, common in health, car, and property insurance in Malaysia. This guide explains how deductibles impact your coverage, costs, and overall financial strategy, helping you choose the right balance for your needs.

What is deductible and how it

A deductible is the amount you must pay out of pocket before your insurance company contributes to the remaining balance. Common in health, car, and property insurance in Malaysia, deductibles influence both your policy's cost and the financial responsibility you share with the insurer. Learn how deductibles work, how they're calculated, and how choosing the right deductible can balance affordability and coverage for your insurance needs.

ShankariJanuary 18, 2025

January 18, 2025

Malaysia’s Healthcare Dilemma: Repricing Challenges, Policyholder Impact, and Possible Solutions.

Health Insurance

Malaysia Health Insurance Landscape

Bank Negara Malaysia (BNM) has acknowledged concerns over health insurance repricing strategies as rising medical costs and premiums strain policyholders' finances. With tough choices between higher premiums or reduced coverage, the coming months may see increased lapsation of policies, greater reliance on government healthcare, and an overburdened medical system. A sustainable resolution remains a long way off, leaving policyholders and regulators grappling with a complex and pressing crisis.

ShankariJanuary 16, 2025

January 16, 2025

Health Insurance
How many medical card should one have?
Shankari
•
November 10, 2025
Primary Category
Who needs life insurance?
Shankari
•
January 18, 2025
Health Insurance
5 key things to know about health insurance policy upgrades
Shankari
•
January 18, 2025
Current Trends
What is deductible and how it
Shankari
•
January 18, 2025
Health Insurance
Malaysia Health Insurance Landscape
Shankari
•
January 16, 2025

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